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Microfinancial, Inc., (NASDAQ: MFI), with headquarters in Woburn, MA, is a financial intermediary specializing in leasing and financing for products that are typically in the $500 to $15,000 price range.

Through its subsidiaries, the company has provided leasing and financing alternatives for hundreds of thousands, mostly commercial, accounts nationwide.   Through its operating subsidiary  TimePayment Corporation, it offers TimePayment Direct™, a web based application and credit approval process for its vendors which provides credit decisions usually within 2 - 3 minutes.

The company uses technology to enhance its operations and to bring value to the market place.